• Altrua has been in existence since 1999 and has had only 2 rate increases since…
• Altrua is NOT HEALTH INSURANCE, instead a recognized Health Care Sharing Ministry, HCSM, under the Affordable Care Act. This means members are eligible for an exemption from the shared responsibility payment (income tax penalty)…
• Operates under a Statement of Standards, Not a Statement of Faith...
• Members do not have to proclaim belief in God or particular religion as other HCSM programs require...
• Providers are paid directly from Altrua Escrow Account...
• Crown Administrators negotiates all claims...
• Jan 1, 2018 - Altrua was the first Health Share to share in Occupational Health...
• For the Select Silver Plan there is an annual Membership fee of $100 and a one time $25 donation to Altrua Ministries to get started. However your donation after your first year is requested but not required...
• Applications received by the 25th can have an effective date on the 1st of the next month...
• For Group Plans, applications must be received no later than the 10th so the list-billing can have an effective date on the 1st of the next month..
• Also, we now have a good Vision & Dental Plan available as well as Prescription Drug, Critical Illness and Accident Plans if you need the extra coverage...**
** Not available in all 50 states...
Just an FYI:
- Since 2008 thru the first 2 months of the 2017 open enrollment period, the average Individual Health Insurance Premium has increased 147%...
- The Average Family Health Insurance Premium has increased 177% in the same time period...
- Kinda Like Our Incomes, Huh?
What separates Altrua from the other HCSM Offerings?
